A significant number of Australians remain either uninsured, or under insured. This can have dire consequences for families in the unfortunate event of a family member dying, having a serious injury or illness, or some other unforeseen event occurring. While it is common to do end-of-year pre-tax planning or review Read more…
We all insure our cars and our properties but not all employed or self employed persons insure their income. Income protection insurance replaces the income lost through your inability to work due to injury or sickness. It is an important consideration for anyone who relies on an income. It is especially suitable for Read more…
Protecting Your Business Many business owners don’t hesitate to insure physical assets such as motor vehicles, plant and equipment. However, they often overlook the importance of insuring themselves (and other key people in the business) in the event of illness, injury, disability or death. This can be a very risky oversight, as the Read more…
By Katherine Ashby, Senior Product Technical Manager, BT Financial Group When purchasing life and disability insurance there are three different types of policies available for you to consider; group, retail, and direct. Each of these has both their advantages and disadvantages – which to the untrained eye – may Read more…
Like most firms we have a mix of sole traders, companies, partnerships and individuals we prepare tax returns for. One area of serious concern when preparing tax returns is the amount of self-employed clients that don’t hold adequate income protection insurance. Income protection insurance, along with a number of other Read more…